Student Financial Services

Direct Deposit (DEFT)

Section 1

The Disbursements Electronic Fund Transfer (DEFT) application provides a secure online interface for you to select a preferred method for receiving payments from the University. There are two ways to access DEFT; depending on your situation, you may need to use one or both ways.

  • ZOT Account – for all students
    To receive payments from your ZOT Account (including refunds and financial aid disbursements), access DEFT by clicking the “Electronic Refunds” link in the navigation sidebar. Financial aid recipients are required to select a delivery option prior to disbursement; otherwise, funds are held on their account.
  • Zot!Portalfor student employees
    To receive payments from the Payroll system, students with work-study funding and graduate students with employment appointments (e.g., teaching and research assistantships) must also access DEFT through the Zot!Portal. Click the Applications tab, then the DEFT link under “My Applications.”

Choose “Electronic Fund Transfer” for direct deposits to your bank account, or “Paper Check” for postal mail delivery. Complete the requested information carefully. DEFT does not verify your banking information with your bank before attempting a direct deposit. You will receive a message confirming your choice at your UCI e-mail address.

Student Information Updates

IT IS CRITICAL that you keep your student contact information current to transact and communicate with the University. Only you know about changes to your personal situation, such as moving to a new apartment or switching banks. Therefore you are responsible for providing up-to-date information to the campus, in a prompt and accurate manner.

The following student information relates to ZOT Account Online functions:

  • Mailing Address
    If you selected “Paper Check” in DEFT, your funds are mailed to the address you specify. Be sure to change your mailing address in DEFT when you move. If a check is lost in the mail, you are required to complete a sworn declaration before the check may be reissued.
  • Banking Information
    If you selected “Electronic Fund Transfer” in DEFT, your funds are deposited directly to your bank account using the routing number, account type, and account number you provided. If you close that account, login to DEFT and enter new banking information to correspond with your current bank.
  • Legal Name and Matching SSN/ITIN
    The University uses your legal name and matching Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) for identification. For example, the Office of Financial Aid and Scholarships needs your name and SSN to associate your FAFSA with your UCI student records.
The university also is required to report your legal name and matching SSN/ITIN on IRS Form 1098-T (Tuition Statement). By law, you are required to have the correct information on file with UCI. See Updating Your 1098-T Student Information for instructions on updating (adding/changing/correcting) your name and SSN/ITIN.

In addition to keeping your student information current, be sure to manage your UCI e-mail account. Check regularly for new e-mail, and sort and file messages promptly to clear your inbox. University offices conduct official business via e-mail only, and you don't want to miss a deadline or lose information due to a full mail box.