The University of California contracts with two credit unions which provide loans to employees who have an immediate need for funds due to unanticipated expenditures or emergencies. The two credit unions are University Credit Union and USE Credit Union.
Both credit unions have UC-negotiated interest rates, are in complete compliance with Truth in Lending requirements, and provide online application tools for employees to directly apply for emergency loans.
Employees seeking an emergency loan should contact these two external suppliers:
Emergency loans through UCI Financial Services are no longer available. For information on the old UC Emergency Loan Program, see University of California – Policy AM-E526-48.